Your Plan, Your Legacy, Secured
If you own a home, run a business, or have children, you need an estate plan. Haning Estate Planning prepares wills, trusts, and powers of attorney that keep your family out of probate and put your wishes in writing. Most plans start with a single consultation.
Think about the people who depend on you. Your kids who need you to be there. Your spouse who shares your life. Your parents getting older. The business you built. The home your family lives in.
Now think about what happens to all of them if you’re suddenly not here—or if you’re here but can’t make decisions anymore.
That’s what estate planning is really about. Not death. Protection. Making sure the people and things you care about are taken care of no matter what happens.
We help families in Morton and throughout Tazewell County set up that protection.
What Estate Planning Actually Costs in Morton
Here’s what you pay: one flat fee that covers everything. Not hourly billing where the meter keeps running. Not surprise invoices months later.
What’s Included in Every Morton Estate Plan
Two meetings minimum. First time, we figure out what you actually need. Second time, we go through everything before you sign. Not a 30-minute rush job.
All necessary documents. Could be a will. Might be a trust. Always includes:
- Powers of attorney (financial and healthcare)
- Healthcare directives
- Guardian nominations (if you have minor children)
Trust funding guidance. If you need a trust, we show you how to actually fund it. Step by step. We don’t just hand you papers and say “figure it out.”
Annual check-ins forever. Included. When life changes—new kid, new house, divorce, whatever—we update your plan. Simple updates don’t cost extra.
Call (309) 824-6264. Let’s figure out what makes sense for your family.
Who Needs an Estate Planning Attorney in Morton
Parents With Minor Children
Without planning:
- A judge decides who raises them (not you, a judge)
- Your kids’ guardian has to petition court repeatedly just to access money for their care
- The process takes months while your kids are in limbo
With planning:
- You choose the guardian
- You set up proper money management
- Your kids are protected immediately
Homeowners in Tazewell County
Illinois law requires probate for real estate. Without a trust, your family faces:
- 9-18 month court process
- $10,000-$20,000 in costs
- Public record of everything
- Can’t sell, refinance, or access the property without court approval
With proper planning:
- No probate required
- Immediate family access
- Complete privacy
- Thousands saved
Anyone Who Wants to Protect Their Spouse
Illinois law gives your spouse some protection, but not what you probably think:
- Without planning: Spouse gets 50%, kids get 50% (sounds reasonable until your spouse needs money for the house and half the estate is locked in your kids’ names)
- Without powers of attorney: Your spouse has zero legal authority over your accounts, business, or healthcare decisions
With planning:
- Your spouse has clear authority
- Assets are structured properly
- No court battles while they’re grieving
Business Owners
Questions you need answered:
- What happens to your ownership if something happens to you?
- Does your spouse suddenly become a co-owner with your business partner?
- Does your stake get tied up in probate for 18 months?
With planning:
- Business succession is clear
- Your partners know what happens
- Your family gets the value they’re entitled to
Anyone Who Wants to Protect Themselves
Powers of attorney protect you while you’re alive. If you have a stroke tomorrow:
- Who pays your bills?
- Who makes medical decisions?
- Who runs your business?
Without documents: Nobody. Your family petitions court for guardianship (costs $5,000-$15,000, takes months, becomes public record).
With planning: The person you chose handles things immediately. No court involved.
What Happens Without Estate Planning in Illinois
If You Die Without a Plan
Your assets go through probate in McLean County or Tazewell County:
- A judge approves every major decision
- Everything becomes public record
- Your family waits 9-18 months
- Costs $10,000-$20,000 minimum
- Family disputes play out in public court
Illinois intestacy law decides distribution:
- Spouse gets 50%, kids get 50%
- No spouse? Kids split everything
- No spouse or kids? Parents inherit
- No living parents? Siblings
- And down the line…
Result: Your ex-brother-in-law you haven’t seen in 20 years might inherit. It happens.
If You’re Incapacitated Without Powers of Attorney
Your family petitions court for guardianship:
- Medical evaluation required to prove you’re incapacitated
- Court hearing where your private medical and financial information becomes public
- Judge decides who’s in charge of you
- Appointed guardian reports to court regularly
- Costs $5,000-$15,000
- Takes 2-6 months
Meanwhile: Bills go unpaid. Business decisions stall. Medical decisions are in limbo.
Your Real Estate Goes Through Probate
If you own your home (or rental property, or land), probate is required without a trust:
- Your family can’t sell it
- Can’t refinance it
- Can’t even access it without court approval
- Property sits in legal limbo for 9-18 months
How Our Morton Estate Planning Process Works
First Meeting: The Real Conversation
We’re figuring out what you actually need:
- Minor kids? Guardian nominations are critical
- Own a home? Probate avoidance usually makes sense
- Blended family? We discuss complications honestly
- Business owner? We address succession
- Special needs family member? Specific planning required
You leave understanding what makes sense. No jargon. No confusion.
Creating Your Documents
We draft everything based on what we discussed:
- Not templates or forms
- Actual custom documents
- Handles complicated situations (second marriages, unequal distributions, special needs, business succession)
Second Meeting: Making Sure You Understand
We review every document, every provision:
- Questions get answered
- Concerns get addressed
- Nothing gets signed until you’re comfortable
After You Sign
If you have a trust:
- We show you exactly how to fund it
- What accounts to retitle
- How to handle the deed
- What to do with retirement accounts and life insurance
You don’t figure this out alone.
Why Morton Families Choose Our Estate Planning Services
We Practice in Your Courts
Tazewell County and McLean County. We know:
- The local judges
- The procedures
- How things work here
We Explain in Plain Terms
No legal jargon. No confusing language. You’ll understand your plan completely.
We Handle Complex Families
- Second marriages
- Special needs planning
- Business succession
- Unequal distributions
- Situations that don’t fit templates
We’re Here After You Sign
- Annual check-ins included
- Updates when life changes
- Questions answered
- Relationship, not just documents
We Care About Getting It Right
Not a volume business. We take time with every family to do it properly.
Schedule Your Free Consultation With Our Morton Estate Planning Attorney
No sales pitch. No complicated legal talk. Just straight answers about protecting your family.
Call to discuss your situation.
Estate planning services throughout Morton, East Peoria, Peoria, and Central Illinois.
Estate Plannin Questions
How do I know if I even need estate planning?
Three-question test:
- Do you have people who depend on you?
- Do you own anything of value?
- Do you care what happens to your stuff?
Yes to any = you need planning.
I'm only 35. Isn't estate planning for old people?
The 35-year-old with two young kids needs it more than the 75-year-old with grown kids. Age doesn’t matter. Dependents and assets matter.
Can't I just use an online service?
You can. When it goes wrong, your family spends $10,000-$20,000 fixing it. We see it regularly. Online forms don’t account for Illinois law or your specific family situation.
What if my situation is complicated?
Complicated is what we handle:
- Second marriages
- Blended families
- Special needs beneficiaries
- Business ownership
- Unequal distributions
Will or trust - which do I need?
Generally:
- Homeowners benefit from trusts (avoids probate)
- Non-homeowners might be fine with wills
We’ll explain what makes sense for you.
Can I change things later?
Absolutely. Annual check-ins are included. Life changes. Your plan changes with it.